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Internet Plan Value Calculator

What an internet plan is worth — the cost per megabit and per user, how long a large download takes, how many 4K streams it carries at once, and whether a data cap would run out.

Speed is what you pay for and rarely what you need.

Results update as you type
Results
Cost per Mbps per month
0.79
Cost per person per month
Annual cost
Time to download the file
Time to upload the same file
4K streams the plan carries at once
Download speed per person (Mbps)
Data cap
Reading
Reviewed September 2026. Energy physics is universal; the tariff is yours to enter, because it varies by region and retailer. Australian tariffs vary widely by state and by time of use; the AER's Energy Made Easy site compares real offers.
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About internet plan value

How the internet plan value calculator works

Speed is what you pay for and rarely what you need. A 4K stream uses about 25 megabits per second; a household of three streaming at once needs 75 and a 100 Mbps plan carries them. Download time is file size in megabits over the speed — a 50 GB game at 100 Mbps is over an hour, at 1,000 it is seven minutes. Dividing the price by the speed shows what an upgrade actually buys.

Formula: cost per Mbps = price / speed; download seconds = GB × 8000 / Mbps; streams = speed / Mbps per stream

Worked examples

InputsCost per Mbps per monthNote
100/20 for three people0.79adequate
A gigabit plan0.129seven-minute downloads
A capped plan0.79over the cap

Frequently asked questions

How much speed does a household need?

About 25 Mbps per simultaneous 4K stream, 5 for HD, a few for video calls and browsing. Three people streaming and working comfortably fit in 100 Mbps; a gigabit plan is for large downloads and many devices.

Why do downloads take longer than the maths?

Because the server, the Wi-Fi and the overheads all limit speed below the plan. Expect 70 to 90% of the headline rate on a wired connection and less on Wi-Fi.

Does upload speed matter?

For video calls, cloud backups and anyone working from home, yes — and it is usually a fifth of the download or less. Check it before choosing a plan.

What is a data cap?

A monthly allowance after which speed is throttled or overage charged. Most fixed-line plans are now unlimited; mobile and satellite plans are not.

Is a faster plan better value?

Per megabit, almost always — a gigabit plan costs far less per Mbps than a 50 Mbps plan. Whether you can use the megabits is the real question.

Where these figures come from

Last checked: September 2026. Appliance power figures are typical ratings; check the label on your own equipment, which is authoritative for it.