Business Calculators — Australia
Run break-even analysis, calculate profit margins, model cash flow, estimate acquisition ROI, plan startup costs, and value your business with calculators designed for Australian small businesses and sole traders.
Revenue & Margins
Break-Even Calculator
Find the units or revenue needed to cover fixed and variable costs with break-even analysis.
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Business Break-Even Calculator
Calculate break-even units and revenue with contribution margin, margin of safety, and target profit.
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Profit Margin Calculator
Calculate gross profit margin, net profit margin, and markup from revenue and costs.
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Markup Calculator
Turn cost and markup into a selling price, profit and margin — and convert between markup and margin.
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Discount Calculator
Calculate sale price, discount percentage, or original price with GST breakdown and stacked discounts.
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Accounts Receivable Calculator
Calculate days sales outstanding (DSO), receivables aging, and cash tied up in debtors.
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Budget Surplus Calculator
Calculate your monthly or annual budget surplus or deficit from income and expenses.
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Planning & Finance
Business Loan Calculator
Calculate business loan repayments, total interest, comparison rate, and tax deduction benefit.
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Business Startup Calculator
Calculate startup capital needed -- setup costs, runway, safety buffer, and contingency by type.
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Business Valuation Calculator
Estimate business value using EBITDA multiple, net assets, revenue multiple, and DCF methods.
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Business Acquisition Calculator
Calculate acquisition ROI, payback period, P/E multiple, and loan serviceability (DSCR).
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Cash Flow Forecast Calculator
Forecast 12-month cash flow -- balance projection, lowest cash point, runway, and net cash flow.
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Commercial Lease Calculator
Calculate total commercial lease cost -- rent schedule, outgoings, GST, fitout, and affordability.
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Contractor vs Employee Calculator
Compare true cost of a contractor vs employee -- break-even rate, on-costs, super, and payroll tax.
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Division 7A Loan Calculator
Calculate Division 7A minimum repayments for private company loans using 2026-27 ATO benchmark rate.
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Tradie Charge-Out Rate Calculator
Work out the hourly rate a sole trader must charge — wage, super, overheads and billable hours, with profit and GST.
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Hospitality
Food Cost Percentage Calculator
A dish's food cost %, gross profit and a GST-correct menu price for your café or restaurant.
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Coffee Cup Cost Calculator
What a cup of coffee costs to make and the profit, margin and monthly return per cup for a café.
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Bar Pour Cost Calculator
Pour cost %, pours per bottle and target pricing for spirits, wine and beer at your bar.
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Personal & Creative Services
Salon Service Pricing Calculator
What to charge for a salon service to hit your margin — labour, chair overhead, product and GST.
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Chair Rent vs Commission Calculator
For stylists: renting a chair vs a commission split — take-home each way and the break-even revenue.
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Photography Pricing Calculator
What a photographer should charge — shoot plus editing hours, job costs and margin, so you don't undersell.
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Unit economics
Customer Acquisition Cost Calculator
What it costs to win one customer — and how long they take to pay it back.
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Customer Lifetime Value Calculator
What a customer is worth over their lifetime, and whether that justifies what you pay to acquire them.
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Growth & retention
Revenue Per Employee Calculator
Revenue and profit per head — the crudest productivity measure, and a useful one.
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Margins & operations
EBITDA Calculator
Earnings before interest, tax, depreciation and amortisation — with the margin, and a warning about what it hides.
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Margin and Markup Calculator
Convert between margin and markup — the two are not the same, and confusing them is how businesses underprice.
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Unit economics
Product Pricing Calculator
The price a product needs from its cost and your target margin — with the wholesale and retail prices a channel implies.
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Unit economics
Break-Even Point Calculator
The units and revenue needed to cover fixed costs — with the margin of safety and what a price change does to the answer.
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Margins & operations
Capacity Planning Calculator
Whether your capacity meets demand — with utilisation, the headroom left, and how much the queue grows as you approach full.
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Vendor Comparison Calculator
Compare suppliers on total cost rather than unit price — including freight, defects, payment terms and switching cost.
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Cost of Quality Calculator
The total cost of quality — prevention, appraisal, internal failure and external failure — and where spending more saves money.
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Shipping Cost Per Unit Calculator
Shipping cost per unit including dimensional weight — the billing rule that makes light bulky items cost far more than they weigh.
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Unit economics
Freelance Hourly Rate Calculator
The hourly rate a freelancer needs to match a salary — after unbillable time, holidays, overheads and the tax an employer used to handle.
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Project Quote Calculator
A project quote built from estimated hours, a contingency for the estimate being wrong, overheads and the margin you intend to keep.
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Growth & retention
Runway Calculator
How many months of cash remain at the current burn — with the effect of revenue growth, and the burn that reaches a target runway.
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Margins & operations
Billable Utilization Calculator
What share of paid hours are billable, what that yields in revenue, and how much a few points of utilisation is worth.
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Working Capital Calculator
Working capital and the liquidity ratios that read it — current, quick and cash — plus how much of it is tied up in stock and unpaid invoices.
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Straight-Line Depreciation Calculator
Straight-line depreciation — the same charge every year — with the book value at any point and the total written off.
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Declining Balance Depreciation Calculator
Reducing-balance depreciation at any rate, including double-declining — with the year-by-year charge and the point where straight line overtakes it.
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Cash Conversion Cycle Calculator
How many days your cash is tied up — inventory days plus receivable days less payable days — and what shortening it releases.
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About these calculators
Business calculators are designed for sole traders, small businesses, and freelancers in Australia. Results are general estimates and should be validated against your own costs, pricing, and accounting inputs.