Business Calculators — Australia
Run break-even analysis, calculate profit margins, model cash flow, estimate acquisition ROI, plan startup costs, and value your business with calculators designed for Australian small businesses and sole traders.
Revenue & Margins
Break-Even Calculator
Find the units or revenue needed to cover fixed and variable costs with break-even analysis.
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Business Break-Even Calculator
Calculate break-even units and revenue with contribution margin, margin of safety, and target profit.
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Profit Margin Calculator
Calculate gross profit margin, net profit margin, and markup from revenue and costs.
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Markup Calculator
Turn cost and markup into a selling price, profit and margin — and convert between markup and margin.
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Discount Calculator
Calculate sale price, discount percentage, or original price with GST breakdown and stacked discounts.
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Accounts Receivable Calculator
Calculate days sales outstanding (DSO), receivables aging, and cash tied up in debtors.
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Budget Surplus Calculator
Calculate your monthly or annual budget surplus or deficit from income and expenses.
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Planning & Finance
Business Loan Calculator
Calculate business loan repayments, total interest, comparison rate, and tax deduction benefit.
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Business Startup Calculator
Calculate startup capital needed -- setup costs, runway, safety buffer, and contingency by type.
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Business Valuation Calculator
Estimate business value using EBITDA multiple, net assets, revenue multiple, and DCF methods.
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Business Acquisition Calculator
Calculate acquisition ROI, payback period, P/E multiple, and loan serviceability (DSCR).
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Cash Flow Forecast Calculator
Forecast 12-month cash flow -- balance projection, lowest cash point, runway, and net cash flow.
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Commercial Lease Calculator
Calculate total commercial lease cost -- rent schedule, outgoings, GST, fitout, and affordability.
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Contractor vs Employee Calculator
Compare true cost of a contractor vs employee -- break-even rate, on-costs, super, and payroll tax.
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Division 7A Loan Calculator
Calculate Division 7A minimum repayments for private company loans using 2026-27 ATO benchmark rate.
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Tradie Charge-Out Rate Calculator
Work out the hourly rate a sole trader must charge — wage, super, overheads and billable hours, with profit and GST.
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Hospitality
Food Cost Percentage Calculator
A dish's food cost %, gross profit and a GST-correct menu price for your café or restaurant.
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Coffee Cup Cost Calculator
What a cup of coffee costs to make and the profit, margin and monthly return per cup for a café.
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Bar Pour Cost Calculator
Pour cost %, pours per bottle and target pricing for spirits, wine and beer at your bar.
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Personal & Creative Services
Salon Service Pricing Calculator
What to charge for a salon service to hit your margin — labour, chair overhead, product and GST.
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Chair Rent vs Commission Calculator
For stylists: renting a chair vs a commission split — take-home each way and the break-even revenue.
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Photography Pricing Calculator
What a photographer should charge — shoot plus editing hours, job costs and margin, so you don't undersell.
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About these calculators
Business calculators are designed for sole traders, small businesses, and freelancers in Australia. Results are general estimates and should be validated against your own costs, pricing, and accounting inputs.