Property Calculators — Australia
Calculate how much you can borrow, what your repayments will be, how much stamp duty you owe, and how your rental investment performs — all using current Australian rules and rates.
Buying
Borrowing Capacity Calculator
Calculate how much you can borrow using APRA's 3% buffer and 2026-27 tax rates.
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First Home Buyer Calculator
The 5% deposit scheme, stamp duty exemptions, FHOG and FHSS — the exact cash you need to buy your first home.
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Mortgage Repayment Calculator
Calculate monthly, fortnightly or weekly mortgage repayments with P&I breakdown and offset.
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LVR Calculator
Calculate your loan-to-value ratio, see if LMI applies, and how deposit size affects your LVR.
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Bridging Loan Calculator
Calculate bridging loan peak debt, total interest, and remaining mortgage after your home sells.
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Investing & Ownership
Mortgage Offset Calculator
Calculate how much interest and time an offset account saves on your Australian mortgage.
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Rental Yield Calculator
Calculate gross and net rental yield on investment property from purchase price, rent and expenses.
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Negative Gearing Calculator
Calculate negative gearing tax benefits, rental loss, tax savings, and after-tax cost.
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Land Tax Calculator
Calculate land tax across all Australian states for 2026-27 using current thresholds and rates.
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Capital Growth Calculator
Calculate total capital gain, CAGR, inflation-adjusted real return, and estimated CGT on property.
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Depreciation Calculator
Calculate investment property depreciation -- Div 43 building allowance and Div 40 plant & equipment.
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Construction Loan Calculator
Calculate construction loan interest by progress draw stage with land loan and IO period modelling.
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Stamp Duty
Stamp Duty NSW Calculator
Calculate stamp duty on property in NSW for first home buyers, investors and foreign purchasers.
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Stamp Duty VIC Calculator
Calculate stamp duty on property in Victoria with 2026-27 rates and PPR concessions.
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Stamp Duty QLD Calculator
Calculate stamp duty in Queensland with 2026-27 transfer duty rates and first home concessions.
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Stamp Duty SA Calculator
Calculate stamp duty in South Australia with first home buyer concessions and 2026-27 rates.
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Stamp Duty WA Calculator
Calculate stamp duty in Western Australia with first home buyer concessions and 2026-27 rates.
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Stamp Duty ACT Calculator
Calculate conveyance duty in the ACT with first home buyer concessions and 2026-27 rates.
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Stamp Duty TAS Calculator
Calculate stamp duty in Tasmania with first home buyer and pensioner concessions for 2026-27.
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About these calculators
Property calculators use current Australian lending assumptions, state-based duty settings, and common investor planning scenarios. Results are estimates only and should be checked against current lender, broker, conveyancing, and tax rules.