Business Calculators — United States

Open the Break-Even Calculator and calculate instantly in your browser.

Open the Profit Margin Calculator and calculate instantly in your browser.

Open the ROI Calculator and calculate instantly in your browser.

Calculate sale prices, reverse discounts, stacked markdowns, and quantity savings.

Calculate AR aging, net terms, overdue balances, and collection timing.

Calculate business loan repayments, APR, origination fees, and total interest.

Calculate startup capital needed — setup costs, runway, and contingency by business type.

Estimate business value using earnings multiples, EBITDA, and owner add-backs.

Calculate acquisition ROI, payback period, P/E multiple, and loan affordability (DSCR).

Model break-even with contribution margin, margin of safety, and target profit.

Forecast 12-month cash flow — sales, payroll, rent, loan repayments, and runway.

Estimate total commercial lease cost — base rent, CAM, tenant improvements, and deposit.

Compare the true cost of a contractor vs an employee, including payroll taxes and benefits.

What it costs to win one customer — and how long they take to pay it back.

What a customer is worth over their lifetime, and whether that justifies what you pay to acquire them.

Revenue and profit per head — the crudest productivity measure, and a useful one.

Earnings before interest, tax, depreciation and amortization — with the margin, and a warning about what it hides.

Convert between margin and markup — the two are not the same, and confusing them is how businesses underprice.

The price a product needs from its cost and your target margin — with the wholesale and retail prices a channel implies.

The units and revenue needed to cover fixed costs — with the margin of safety and what a price change does to the answer.

Whether your capacity meets demand — with utilization, the headroom left, and how much the queue grows as you approach full.

Compare suppliers on total cost rather than unit price — including freight, defects, payment terms and switching cost.

The total cost of quality — prevention, appraisal, internal failure and external failure — and where spending more saves money.

Shipping cost per unit including dimensional weight — the billing rule that makes light bulky items cost far more than they weigh.

The hourly rate a freelancer needs to match a salary — after unbillable time, holidays, overheads and the tax an employer used to handle.

A project quote built from estimated hours, a contingency for the estimate being wrong, overheads and the margin you intend to keep.

How many months of cash remain at the current burn — with the effect of revenue growth, and the burn that reaches a target runway.

What share of paid hours are billable, what that yields in revenue, and how much a few points of utilization is worth.

Working capital and the liquidity ratios that read it — current, quick and cash — plus how much of it is tied up in stock and unpaid invoices.

Straight-line depreciation — the same charge every year — with the book value at any point and the total written off.

Reducing-balance depreciation at any rate, including double-declining — with the year-by-year charge and the point where straight line overtakes it.

How many days your cash is tied up — inventory days plus receivable days less payable days — and what shortening it releases.